The Company: Paid Instantly Club
Founder/ CEO: Unknown
Affiliate Fees: $3 / $6 / $12
Low ticket Ponzi scheme offering low risk passive returns and faster than average payouts. Unfortunately, this is not a legitimate or sustainable business model and there are some alarming factors to consider before joining. I do not recommend this.
What Is Paid Instantly Club?
This is a 2×1 ad pack matrix cycler, with a twist. The idea behind a ‘matrix cycler’ is to fill up a pre-determined number of positions in a relatively small downline and once you have filled these positions, you achieve a ‘cycle’. Each cycle pays out a pre-determined commission.
In this case the system uses a 2×1 matrix as illustrated below:
The idea is to purchase a matrix position and when you’ve recruited 2 people under you, you will earn a commission. There are 3 separate positions you can purchase as shown below:
- $3 Matrix: costs $3 and pays out $6
- $6 Matrix: costs $6 and pays out $12
- $12 Matrix: costs $12 and pays out $24
The ‘twist’ I mentioned earlier is how this operates on a ‘straight line’ system. What the heck is that? This just means you can join a position and whenever the next 2 people join and purchase a position in one of the matrices I mentioned above, you will earn 1 cycle.
You could theoretically join purchase a position and double your money without ever having to recruit anyone. In other words, this is an unregulated passive investment opportunity offering higher than average returns. It is also being run by ‘Michael Morris’ who is almost certainly a fake alias. The website was registered annonymously, his Facebook profile was created less than a month ago and there is no further information anywhere as to who he is or who is behind this. Red flags anyone?
Despite what the sales presentation or the affiliates pushing this will tell you, the product is NOT what you are purchasing and holds very little value in itself. The website itself makes this clear:
The advertising you get is really only good for promoting similar schemes to PIC members. Plain and simple. The only reason they even give you the ad packs to begin with is to ‘legitimise’ an otherwise textbook ponzi scheme. The real purpose of this is buying matrix positions and recruiting others to do the same thing.
Earning Referral Commissions
Whenever you recruit someone into this you earn 1 position in the $3 matrix. In other words, each referral is eventually worth $3 depending on when your ‘ad pack’ matures. Promoting this is not going to be good for you long-term given many people stand to lose as I explain below.
The Key Issue Of Sustainability
I had to laugh when I saw this:
We offer the most sustainable 2×1 matrix cycling earning system ever before seen.
This is absolutely not sustainable approach to making money online. In fact, this is the single biggest issue with this (and similar) schemes and why it gets a big thumbs down from me.
In order to ‘make this more sustainable’ the system caps the amount of matrix positions you can buy to 6 in each of the 3 lines. So you can only ever have 18 active positions across all 3 matrices at any one time. There is also a requirement of purchasing another position every 3rd payment you receive in any given line. For example, if you’ve received 3 $12 payouts you are then required you buy another $6 ad pack to continue earning.
The reason this is not sustainable is because the only way members are getting paid is through the purchase of new matrix positions. For every 1 person that purchases 1 matrix position, 2 new positions must be purchased in order to pay out the existing member. To sustain this model requires an ever increasing flow of new members and addittional ad pack purchases just to pay out existing members. It eventually gets to a point where there is not enough new members coming into the scheme to pay off the hordes of people waiting in line to be paid.
What might seem like a simple and easy way to make money online is in reality a simple way for a lot of people to lose money when whoever is behind this pulls the pin.
Members Paying Members?
Unlike every other one of these schemes I’ve come across, you don’t actually buy positions directly from PIC itself. You go through a process of paying whichever member the system designates you to go under at the time of purchase.
Once you’ve made the payment it is then up to the person to approve your payment. Once approved, you enter into whichever matrix position you purchased.
This begs the very real question of how do the people behind this stand to gain? You are not paying them anything directly and yet they are giving you advertising and providing this service to you. They are also giving you a free position when you refer someone and when you buy 5 or more positions yourself. This is costing them money.
In order to make money they must be participating in this themselves for a start. But there might also be something more sinister going on. For example, the payment destinations could be for their own account. I was unable to find any information or proof that anyone has been paid out which doesn’t help alleviate this concern. I’m not saying this is happening but it is possible.
The True Cost Of Buying Into This
If you hadn’t purchased any more than 6 ad packs across all 3 matrices when this comes unstuck, your potential losses would be up to $126 plus any advertising you may have purchased in promoting this. Big deal right? Maybe. One thing I do know is that there are much better and more long term ways you can invest this money.
The other thing to think about is what kind of reputation you’d have if you were promoting this and your referrals lost money. How much are they going to like you when you’ve led them right into a scam? Establishing trust with folks is a big deal in the online business world (anywhere for that matter) and it’s something that takes a solid effort to build over time. Breaking that trust takes a LOT less time so promoting one crappy scheme like this is a really bad idea for your business moving forward.
What I Liked
What I Didn’t Like
- Obvious ponzi
- Not worth promoting
- Will inevitably collapse and people will lose money
- No mention of the person running this
I understand the lure of making money online quickly and easily but unfortunately making money online is just like any other business. It takes real learning and real work to succeed. This is not sustainable business model or investment opportunity by any stretch. If you are looking to build a lasting and profitable online business that will continue to grow year after year, then this is definitely not what I recommend.